How it Works

The benefits provided by the Trust Fund are purchased from the Great-West Life Assurance Company, with contributions made, on your behalf, by contributing employers. These contributions are made to the Trust Fund as a result of the Collective Bargaining Agreement. You will be eligible for benefits as described under the "General Provisions".





The Trust Fund is administered by the Board of Trustees who are responsible for the design, administration and funding of the benefits provided by the Trust Fund. In order to assist them in carrying out their duties, the Trustees have appointed various professional people such as accountants, administrators, consultants and lawyers to provide them with specific advice. The Trustees meet regularly with these advisors to review the many issues that arise from the operation of the Trust Fund. The Trustees make all of the decisions regarding the operation of the Trust Fund.

Summary of Benefits

Benefit for Active Members Only Benefits for Active Members and Their Dependents
- Labour Accident Program

- Extended Health Care

Lifetime Maximum .......................... Unlimited

Note: Some internal maximums apply.

- Vision Care

Full cost of regular eye glass lenses, once in any twenty-four (24) month period (twelve (12) months if twelve (12) years of age or under). Frames - effective April 1, 2005, two hundred dollars ($200.00), including the cost of one eye exam to a maximum of fifty dollars ($50.00), once in any twenty-four (24) month period (twelve (12) months if twelve (12) years of age or under). Contact lenses in lieu of glasses - effective April 1, 2005, maximum two hundred and fifty dollars ($250.00), including the cost of one eye exam to a maximum of fifty dollars ($50.00), once in any twenty-four (24) month period.

- Dental Care

Effective April 1, 2005, reimbursement for covered expenses will be based on the 2003* Ontario Dental Association Schedule of Fees, (*as adjusted from time to time), to a maximum of one thousand five hundred dollars ($1,500.00) per insured individual, per calendar year.

The Plan pays:
Basic and Preventive Treatment     100%
Endodontics(root canal)Periodontics(gum disease)     100%
Oral Surgery     100%
Major Restorative Treatment     50%
Orthodontic Treatment     Not payable


Benefits for Retired Members - Age sixty-three (63) to age sixty-five (65)

- Paid-Up Life

Maximum benefit - $5,000.00

Benefits for Retired Members -Age sixty-three (63) to age sixty-five (65)) and Their Dependents

 - Labour Accident Money Program

- Extended Health Care

- Vision Care

Full cost of regular eye glass lenses, once in any twenty-four (24) month period (twelve (12) months if twelve (12) years of age or under).   Frames - effective April 1, 2005, two hundred dollars ($200.00), including the cost of one eye exam to a maximum of fifty dollars ($50.00), once in any twenty-four month period (twelve (12) months if twelve (12) years of age or under).   Contact lenses in lieu of glasses - effective April 1, 2005, maximum two hundred and fifty dollars ($250.00), including the cost of one eye exam to a maximum of fifty dollars ($50.00), once in any twenty-four (24) month period.

- Dental Care

Effective April 1, 2005, reimbursement for covered expenses will be based on the 2003* Ontario Dental Association Schedule of Fees, (*as adjusted from time to time), to a maximum of one thousand five hundred dollars ($1,500.00) per insured individual, per calendar year.

The Plan pays:
Basic and Preventive Treatment     100%
Endodontics(root canal)Periodontics(gum disease)     100%
Oral Surgery     100%
Major Restorative Treatment     50%
Orthodontic Treatment     Not payable


Benefits for Retired Members - at Age sixty-five (65)

- Paid-Up Life

Maximum benefit .......................... $5,000.00

NOTE:

You must be in an "active" or a "disabled" class immediately prior to retirement to be eligible for the Paid-Up Life benefit.