Dear Members:

This Web Site describes certain provisions and benefits under the Asbestos Workers Local 95 Benefit and Pension Funds.

These include:

• Eligibility
• Fund Assistance
• Summary of Benefits
• How to File Claims
• Unemployment Subsidy Fund Assistance Benefit
• The Pension Trust Fund - How it Works
• M.H. (Mike) Nicols Scholarship Plan

Every effort has been made to ensure that the material on this Web Site is consistent with the group insurance policies issued by the insurance companies and with the official Pension Plan Text. However, this Web Site, is not in itself, a legal contract, so it follows that the terms of the insurance policies and Pension Plan Text take precedence in case of dispute. As well, it is noted that the eligibility rules are established solely by the Board of Trustees, in an effort to treat all Members and their families fairly and to guard the Trust Funds against abuse.The Trustees hope that the benefits, provided by the Trust Funds, are of value to you and your eligible dependents. Should you require additional information, please contact your Union Office or the Administrator.

Sincerely,

The Board of Trustees